This is default featured slide 1 title
This is default featured slide 4 title
 

Some Consequences if Not Having Auto Insurance

License suspension

When you meet an accident with more than limited damages your license will get suspended for 30 days to six months based on damages you incur.

Lawsuit

When a person is injured in the accident that you are responsible for, the other party will sue you for the damages. In such a case, you have to pay for the injuries or damages that happen to the people as well.

The damages may include property damages, medical bills, pain and sufferings, loss of wages, loss of enjoyment in life, etc.

Sometimes even small damages also cost you more ranging from ten to thousands of dollars. If you lose one of the lawsuits, the court will issue a judgment that may be executed against your bank account, your house, your wages, and sometimes even your personal property in the future.

Purchase auto insurance

Purchasing auto insurance helps in situations just stated. You will also get the benefits/protections like indemnification and defense. These two protections are very essential when you are enough unlucky to be faulted with in the event of an accident.

Indemnification

The insurer will pay for the damages incur in an accident, and you are responsible for the policy limits, if the damages exceed the policy limits, you have to pay from your own pocket.

Defense

The defense lawyer will convince the court of law in your favor when you hire them and they will charge the amount on the basis of hours. The hourly rate is normally $150 to $200 per hour for defense attorney.